Question
Hi,

I have a small gumbo-limbo tree around 4 yr old. I noticed one of its branches is now covered with a whitish "fur," like a layer of cotton candy wrapping around the branch, and I'm not sure whether it's a fungus or an insect's work--like a spider, a cocoon or something. What would that be? Do you think it could harm the tree? How should it be handled? Thank you in advance.

Sincerely,

Rick

Answer
Rick:
Your description sounds like this stuff maybe insect related. Best to get an accurate ID first. Can you send along a photo? Try to get close as you can- review your shots on your computer to be sure they are nice and crisp before you send.  
Regards
Steve